:root{--navy:#071d3a;--navy2:#0d315d;--gold:#c99a35;--bg:#f6f8fb;--ink:#132238;--muted:#64748b;--line:#dfe6ee;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}a{text-decoration:none;color:inherit}button{font:inherit}.wrap{width:min(1120px,calc(100% - 28px));margin:auto}.top{position:sticky;top:0;z-index:30;background:rgba(7,29,58,.97);color:#fff;border-bottom:1px solid rgba(255,255,255,.12)}.topin{height:64px;display:flex;align-items:center;justify-content:space-between;gap:12px}.brand{font-weight:900;letter-spacing:.4px}.brand small{display:block;color:#d9b761;font-size:9px;letter-spacing:1.8px}.nav{display:flex;gap:18px;align-items:center;font-size:14px}.pill,.btn{border:0;border-radius:13px;padding:12px 16px;font-weight:800;display:inline-flex;align-items:center;justify-content:center;gap:7px;cursor:pointer}.btn-gold{background:var(--gold);color:#081b33}.btn-navy{background:var(--navy);color:#fff}.btn-light{background:#fff;color:var(--navy);border:1px solid var(--line)}.hero{background:linear-gradient(135deg,#071d3a,#0e3767);color:#fff;padding:42px 0 34px}.hero h1{font-size:clamp(30px,7vw,54px);line-height:1.04;margin:8px 0 14px;max-width:780px}.hero p{max-width:680px;color:#dce7f4;margin:0 0 22px}.eyebrow{color:#e0bd64;font-size:12px;font-weight:900;letter-spacing:1.7px;text-transform:uppercase}.actions{display:flex;gap:10px;flex-wrap:wrap}.section{padding:34px 0}.section h2{font-size:clamp(24px,5vw,36px);margin:0 0 8px;color:var(--navy)}.lead{color:var(--muted);margin:0 0 22px;max-width:760px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:20px;box-shadow:0 8px 26px rgba(7,29,58,.06)}.resource{display:flex;flex-direction:column;min-height:230px}.icon{width:46px;height:46px;border-radius:14px;background:#edf3fa;display:grid;place-items:center;font-size:23px;margin-bottom:14px}.resource h3{margin:0 0 7px;color:var(--navy)}.resource p{color:var(--muted);font-size:14px;flex:1}.resource .actions .btn{padding:10px 12px;font-size:13px}.mini{display:grid;grid-template-columns:1.25fr .75fr;gap:14px}.modalities{background:#fff}.price-row{display:flex;gap:10px;overflow:auto;padding:4px 1px 10px;scroll-snap-type:x mandatory}.price{min-width:230px;scroll-snap-align:start;border:1px solid var(--line);border-radius:18px;padding:17px;background:#fff}.price b{color:var(--navy)}.price strong{display:block;color:#9a6c12;font-size:19px;margin-top:7px}.contact{background:var(--navy);color:#fff}.contact h2{color:#fff}.contact p{color:#d8e3f0}.footer{background:#04152a;color:#9fb1c5;padding:20px 0;font-size:12px}.footerin{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}.dochead{background:linear-gradient(135deg,#071d3a,#0e3767);color:#fff;padding:28px 0}.dochead h1{margin:5px 0 7px;font-size:clamp(27px,6vw,42px)}.docbar{display:flex;gap:9px;flex-wrap:wrap;margin-top:16px}.doc{background:#fff;border:1px solid var(--line);border-radius:20px;padding:clamp(18px,4vw,34px);margin:20px auto 40px;box-shadow:0 8px 30px rgba(7,29,58,.06)}.doc h2{color:var(--navy);border-bottom:2px solid #e7d4a0;padding-bottom:8px;margin-top:30px}.doc h3{color:var(--navy2)}.toc{display:grid;grid-template-columns:repeat(2,1fr);gap:8px}.toc a{padding:10px 12px;background:#f2f6fa;border-radius:10px;font-size:13px}.note{border-left:4px solid var(--gold);background:#fff9e9;padding:13px 15px;border-radius:10px;margin:14px 0}.step{display:grid;grid-template-columns:44px 1fr;gap:12px;padding:15px 0;border-bottom:1px solid var(--line)}.stepnum{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900}.contract article{padding:16px 0;border-bottom:1px solid var(--line)}.contract article h2{margin:0 0 10px;border:0;padding:0}.formula{border:1px solid var(--line);border-radius:14px;padding:15px;margin:10px 0;background:#fbfcfe}.formula-head{display:flex;justify-content:space-between;gap:12px;font-weight:900;color:var(--navy)}.formula ul{padding-left:20px}.cta-final{background:#fff5d8;border:1px solid #e6c66d;border-radius:18px;padding:20px;margin-top:26px;text-align:center}.menu{display:none}.hide-mobile{display:inline-flex}
@media(max-width:720px){.wrap{width:min(100% - 22px,620px)}.topin{height:58px}.nav a:not(.account){display:none}.brand{font-size:14px}.hero{padding:30px 0 27px}.hero h1{font-size:34px}.hero p{font-size:15px}.actions>.btn{flex:1;min-width:145px}.grid3{grid-template-columns:1fr}.resource{min-height:0}.mini{grid-template-columns:1fr}.section{padding:26px 0}.section h2{font-size:26px}.toc{grid-template-columns:1fr}.doc{margin-top:12px;border-radius:15px;padding:17px}.dochead{padding:20px 0}.docbar .btn{flex:1;font-size:12px;padding:10px}.formula-head{flex-direction:column;gap:2px}.contact .actions .btn{width:100%}.footerin{display:block}.footerin div+div{margin-top:8px}}
@media print{.top,.docbar,.footer,.no-print,.cta-final{display:none!important}body{background:#fff}.doc{box-shadow:none;border:0;margin:0;padding:0}.dochead{background:#fff;color:#111;padding:0}.dochead .eyebrow{color:#555}.dochead h1{color:#071d3a}.dochead p{color:#555}}
/* V5 — parcours de souscription mobile */
.wizard-shell{max-width:760px;margin:18px auto 44px}.wizard-progress{display:flex;align-items:center;justify-content:center;margin:18px 0}.wizard-progress span{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#dfe6ee;color:#66778b;font-weight:900}.wizard-progress span.active{background:var(--navy);color:#fff;box-shadow:0 0 0 4px #e8eef5}.wizard-progress i{width:42px;height:2px;background:#dfe6ee}.wizard-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:0 10px 32px rgba(7,29,58,.07)}.wizard-card h2{color:var(--navy);margin:4px 0}.muted{color:var(--muted)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:20px}.form-grid label{font-size:13px;font-weight:800;color:var(--navy)}.form-grid input,.form-grid textarea{display:block;width:100%;margin-top:6px;border:1px solid #ccd7e2;border-radius:12px;padding:12px;background:#fbfcfe;font:inherit;color:var(--ink)}.form-grid .wide{grid-column:1/-1}.wizard-actions{display:flex;justify-content:flex-end;gap:10px;margin-top:22px;flex-wrap:wrap}.offer-list{display:grid;gap:10px;margin:18px 0}.offer{display:grid;grid-template-columns:auto 1fr auto;gap:12px;align-items:start;border:1px solid var(--line);border-radius:16px;padding:14px;cursor:pointer}.offer:has(input:checked){border-color:var(--gold);box-shadow:0 0 0 2px #f5e8bd;background:#fffdf6}.offer input{margin-top:5px}.offer b,.offer small{display:block}.offer small{color:var(--muted);margin-top:4px;line-height:1.4}.offer strong{color:#8b6416;white-space:nowrap}.choice{display:flex;gap:10px;border:1px solid var(--line);padding:13px;border-radius:14px}.choice small{display:block;color:var(--muted)}.totalbox{display:flex;justify-content:space-between;align-items:center;background:var(--navy);color:#fff;border-radius:15px;padding:16px;margin-top:18px}.totalbox strong{color:#e5bd5b;font-size:20px}.review dl{display:grid;grid-template-columns:150px 1fr;margin:18px 0}.review dt,.review dd{margin:0;padding:10px;border-bottom:1px solid var(--line)}.review dt{font-weight:800;color:var(--navy)}.final-contract{border:1px solid var(--line);border-radius:14px;padding:18px;margin:18px 0;background:#fff}.final-contract h3{color:var(--navy)}.final-contract section{border-top:1px solid var(--line);padding-top:10px;margin-top:14px}.contract-title{text-align:center;border-bottom:3px solid var(--gold);padding-bottom:12px}.contract-choice{background:#f6f8fb;border-left:4px solid var(--gold);padding:13px;margin:15px 0}.signature-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:18px}.sig-party{border:1px solid var(--line);border-radius:15px;padding:14px}.server-stamp{height:150px;display:grid;place-items:center;text-align:center;color:var(--muted);background:#f6f8fb;border-radius:10px;margin-top:12px}.sig-help{font-size:12px;color:var(--muted)}#signature{width:100%;height:150px;border:2px dashed var(--gold);border-radius:10px;background:#fff;display:block}.linkbtn{border:0;background:none;color:var(--navy2);font-weight:800;padding:9px 0;cursor:pointer}.accept{display:flex;gap:10px;background:#fff9e9;border:1px solid #ecd78e;border-radius:12px;padding:13px;margin-top:14px;font-size:13px}.form-msg{max-width:760px;margin:0 auto 12px;padding:12px 14px;border-radius:12px;font-weight:700}.form-msg.bad{background:#fff0f0;color:#9a1f1f}.form-msg.good{background:#edf9f1;color:#1e6c3d}
@media(max-width:720px){.wizard-shell{width:calc(100% - 22px);margin-top:12px}.wizard-card{padding:17px;border-radius:15px}.form-grid{grid-template-columns:1fr}.form-grid .wide{grid-column:auto}.offer{grid-template-columns:auto 1fr}.offer strong{grid-column:2}.review dl{grid-template-columns:1fr}.review dt{padding-bottom:2px;border-bottom:0}.review dd{padding-top:2px}.signature-grid{grid-template-columns:1fr}.wizard-actions .btn{flex:1}.wizard-progress i{width:25px}.totalbox{align-items:flex-start;gap:10px}.totalbox strong{text-align:right}}
.sep{border:0;border-top:1px solid var(--line);margin:24px 0}.dash-actions{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:20px 0}.dash-tile{border:1px solid var(--line);border-radius:15px;padding:16px;background:#fbfcfe}.dash-tile b,.dash-tile small{display:block}.dash-tile b{color:var(--navy)}.dash-tile small{color:var(--muted);margin-top:5px}@media(max-width:720px){.dash-actions{grid-template-columns:1fr}}